American Capital Funds Group LLC

Real Solutions for Small Business

Home Loan Programs

Real Estate

We take the time to truly understand where you are to get you the best financing solution to build the bridge to where you want to go.

Asset Based

When traditional loans don't work, many business turn to asset based loans. We provide a full suite of financing vehicles.

Real Estate

We take the time to truly understand where you are to get you the best financing solution to build the bridge to where you want to go.

Commercial Loan Programs

American Capital offers a variety of competitive financing options for the small business owner. We have a low credit score minimum, few industry restrictions and flexible underwriting. Whether you are seeking a high LTV (loan-to-value) real estate or business purchase loan, unrestricted working capital or want to consolidate expensive merchant cash advances into one affordable monthly payment—we have the right financing for you. Apply below to receive your same day pre-approval, no upfront credit pull is required and all business types are considered (even home based)!

Loan Amounts

$100,000-$150,000,000

Rates

Rates Down to 6.75%

Max LTV

To 90% LTV (loan-to-value)

Credit Profile

Low Credit Minimum 580 Fico Score

Unrestricted Working Capital

Unrestricted Working Capital

Business Lines Credit

Non-Recourse, Cash Flow and Personal Guarantee Loans for Business

Nationwide Program

All 50 States

MCA Consolidations

American Capital offers an aggressive SBA loan program priced at a maximum annual interest rate of 7.0%, amortized over 10 years (13 or 25 years, if the business has available real estate collateral).

Small Business Real Estate

American Capital small balance program is ideal for non-conforming commercial and investment residential real estate owners, who are looking for competitive permanent loan terms and a light documentation process.

Loan Amount

$200,000 to $5,000,000

Rates

Rates Down to 6.5%

Terms

Terms
1, 3, 5 & 7 Years Fixed
15, 20, 25 & 30 Year Terms

Stated Income Programs

Stated Income Available

Max LTV

To 80% LTV (loan-to-value)

Unrestricted Cash-Out

Unrestricted Cash-Out

Full Resources Required

Full Recourse Required (Personal Guarantee)

Closings

Closings in 30 Days if conditions are meet